Small Business Leadership and Sales Blog

Marvin LeBlanc

Recent Posts

Small Business Leadership: True Abundance

Posted by Marvin LeBlanc

An Excerpt from Every Day is a Gift
by Barry Gottlieb

"If you want others to be happy, practice compassion. If you want to be
happy, practice compassion."
-The Dalai Lama

What does "True Abundance" mean to you?Marvin-LeBlanc-abundance

According to Wikipedia, the definition of abundance is "the opposite of scarcity." I believe true abundance is not measured by what you have; rather, it is measured by what you give.

In our culture, it seems that most people are caught up in their "need for greed." Perhaps this is why so many people struggle to find their happiness, and why over 25% of the people in our country suffer from anxiety. We live in a culture where we are taught to judge a person based on what they have, rather than on who they are and what they contribute to society.

I was very fortunate to have met a professor that changed my whole way of thinking. I was one of those people with a, "What's in it for me" attitude when I started his class. By the end of the semester though, my philosophy and my attitude had changed. Forever! This is what I learned:

"You can have anything you want in life, if you will just help enough other people get what they want." -Zig Ziglar

I challenge you to focus on this philosophy for an entire month! Here are some action steps that will help you stay focused on this incredible gift:

ACTION STEPS

Gratitude. Every night before you go to sleep, recite aloud at least ten things for which you are grateful.

Forgive. Let go of the past. Forgive those who have hurt or angered you. Stop carrying this poison around with you every day.

Love. Be sure to tell those people in your life who mean so much to you that you love them and appreciate them.

Donate. Go through your closets. Anything you haven't worn or used in the past year, box it or bag it and take it to a place where those who are less fortunate will benefit from your donation. Get your children involved!

Praise. Make time to praise. Look for and recognize the good in others.

Peace, Love and Gumbo!

Marvin LeBlanc, LUTCF, CNP

Tags: Motivational, Overcoming Adversity, Small Business Leadership Speaker

Small Business Leadership: Hope is NOT a Sales Process

Posted by Marvin LeBlanc

Hello Marvelous People: 

Today, we have a guest blog post from Brad Heutmaker.  I hope you enjoy his tips for creating a sales process. 

Peace, Love and Gumbo - Marvin LeBlanc, LUTCF, CNP 

 

Recently I was visiting a client who buys Internet leads from my company. For the past 10 years they have purchased leads and they have seen their conversion slowly drop over the past three years. During the conversation a lot of focused was placed on the Internet lead industry, my company, and the leads we deliver to them.


While they took an offensive approach to the conversation I sat back and listened to their concerns. When they were done I calmly and confidently addressed their issues, and then asked one question. The question I asked them caught them by surprise, and judging by their response they hadn’t considered they could be part of the problem.Marvin-LeBlanc-hope-sales-photo

 

 

 

 

 

 

 

 

 

 

 

 

The one question I asked them was, “What is your sales process of working the leads we send you?”


After I finished asking my question the room went quiet, and that is when the Vice-President of Sales and Marketing looked at me with a straight face and said, “Well, we hope the lead will call us after they see our logo on your site.”
Let me really tell you what this “VP” said, “We don’t have a process in place, we just hope someone will call.”


Early in my career I was a call center jockey and my sales manager would come by our cubes and “gently” remind us that “hope” was not strategy or tactic to make sales happen and we had to pick-up the phone and speak to someone.


My friends, hoping for sales to happen is not a business strategy, but far too many of you who own a small business have no formal process around sales and marketing. For the most part I bet you have great people in place to handle the “service” that has to be done, but nothing formal on how to grow your business.
If you’re wishing your service people will sell, guess what I have news for you. They won’t! Here are three steps to get your business moving in the right direction.


1.    Get the chutzpah to hold your team accountable, and if they don’t come along with you help them find another opportunity


2.    Hire a sales person and then when they join your team, hold them accountable to what they were hired to do.


3.    Close up shop or sell it and get a job. Seems a bit harsh but in my experience a lot of small business owners are better suited for employment than business ownership.

Happy Selling…

Tags: Small Business Tips, Business Leadership, Small Business Sales, Sales

Small Business Leadership: Economic Influencers

Posted by Marvin LeBlanc

Hello Marvelous people!

Today we wish to share some fresh perspective on the value of embracing social media. I first came to hear, know & then work with EMerge about a year ago. The value & insights that are shared in this article needs to be applied to what you are doing in your income hell or high water book cover dustry. So, just because you may not be in Real Estate, the prinicipals in this article will give you the direction on, "WHAT"S NEXT?" in how we must market
to stay in front of the clients we wish to serve.
 
For those of you who's been patiently waiting to order my new book, "COME HELL OR HIGH WATER" -- you can now do so. Just click on the book cover to the right of this article & order it today. Thank you for all your feedback on the types of subjects you seek to learn about. Keep your feedback coming to Marvin@MarvinLeBlanc.com  Yes, I really do read every one of them myself.
 
Marvin LeBlanc, LUTCF,CNP
Chief Dream Catcher
 
 
http://rismedia.com/2011-07-06/the-long-song-of-technology-does-your-voice-make-the-cut/

Tags: Small Business Tips, Overcoming Adversity, Small Business Leadership, Small Business Leadership Speaker

Small Business Leadership: Flood Insurance Update

Posted by Marvin LeBlanc

Hello Marvelous People:
 
Just a brief blog message to keep you abreast of current events with The National Flood Insurance Program. As always, our team stays committed to helping you with any of your concerns. We are grateful to be working with you.
 
If you still do not have Flood Insurance, it's not too late to get it before this Hurricane season becomes active.
 
Special thanks to David Micheler for his efforts in writing this article.NationalFloodInsuranceProgr resized 600
 
Marvin LeBlanc
 
Louisiana Insurance Commissioner Jim Donelon Addresses

Kiwanis DawnBusters
 
STATE OF LOUISIANA INSURANCE COMMISSIONER
This morning  (June 29, 2011) our guest speaker at our Kiwanis DawnBusters meeting was State of Louisana Commissioner of Insurance, Jim Donelon. He spoke about the National Flood Insurance Program (NFIP) this morning and the importance of getting the program  re-authorized before September 30th of this year.
 
On the topic of flood insurance Jim first wants to explain to people the importance of heeding the warnings of local officials and evacuating when potential storms threaten our area. He explained that most of the people who did not evacuate for Katrina did so because of bad experiences with
contra flow during the evacuation for Ivan the previous year.
 
The system has been improved since then and is now much better.
 
Jim explained the great value that flood insurance is to the home owner; the average home owner pays about ten dollars a month. Even with the low cost only 40% of land owners in Louisiana carry flood insurance.

However, the NFIP is currently 18 billion dollars in debt with 15 billion of that coming from Katrina and Rita. There is a fight in the country to re-authorize the program because a small amount of people benefi t from it. Only 12 states are net consumers of the NFIP the other 38 states have pay in and have never collected.

The recent floods this year have opened eyes across the country that just because you do not live on the coast does not mean you are free from the potential of flooding. Off course the other argument is that everyone pays into a program that only a few benefit from.
 
Mr. Donelon was asked about State Farm’s roll in the NFIP and if they were still selling flood insurance. He explained that State Farm did not stop selling flood insurance they just announced they will no longer adjust flood claims for the NFIP. State Farm was accused of shifting liability to NFIP for damage that they should have been covered from wind.

After Katrina they were allowed to have the same adjuster adjust wind and flood damage.

By David Michler

Tags: Small Business Tips, Small Business Sales Speaker, Insurance Education

Small Business Leadership: LinkedIn Is Essential For Business

Posted by Marvin LeBlanc

 

Take a careful look at some recent data that was shared from Linkedin Guru  Mr. Lewis Howes. Marvin LeBlanc LinkedIn Photo
 
Personally, if I could move back the hands of time, I would've spent my time on Linkedin versus building my Facebook presence. But I wasn't aware of the power of Linkedin back then. You don't have to make the same mistake.
 
As always, we can certainly talk about this more if you like.
 
www.Linkedin/in/MarvinLeBlanc
 or
Cell 225-938-4177 (Leave a clear message and talk slowly)
 
Marvin LeBlanc, LUTCF,CNP
 

Why You Can No Longer Afford to Ignore Linkedin:

  • Linkedin has more than doubled in size (OVER 100 Million Members) in the past year with one user added every single second!
  • Executives from ALL Fortune 500 Companies are registered on Linkedin!
  • 45% of linkedin’s members are considered the major-decision makers for their companies.  (Twitter & Facebook account for only 24-29%!)
  • Linkedin holds the record for the Highest Average Household Income over all other Social Network ing sites at over $109,000 per member!
  • There are no distractions!  On Linkedin, you’ll only find high-caliber individuals with a business mindset, focused on networking for results!
  • With the IPO of Linkedin – It’s now valued at over 6 Billion Dollars and Interest and awareness is at a n all time high.
For more great tips delivered right to your inbox, subscribe to the blog!

Click me

Tags: Small Business Tips, Business Leadership, Small Business Sales Speaker, Small Business Leadership

Small Business Leadership: Four Words That Make Life Worthwhile

Posted by Marvin LeBlanc

Hello Marvelous People!

First I want to tell you that I am honored that you continue to share my
blog with others around the world. Our subscriber base continues to grow &
it is that exact encouragement that continues to keep me committed to bring
you valuable content that may inspire you during your path to higher
achievement.

One of the most precious gifts that you can ever receive – (And by the way
you can’t buy it with money) – is the gift of being around a role model or a
mentor. Around 1980-81, I discovered a person that would be that person for me. Jim Rohn is no longer with us, but his spirit remains inside me today, as it
does millions of others that he has positively impacted over the years. We shared a stage only once. There were 4 or 5 speakers that night. I was the first speaker.He was the last.  As they say, we saved the “BEST FOR LAST”. They did. He spoke to a group of hopeful Network Marketers that were distributing products with Meadow Fresh Farms. A company out of Utah.
marvin leblanc learn more resized 600
That was 31 years ago as I write this text, I enjoyed their nutritional beverage products 20 minutes ago. Their products now are distributed by Legacy.
 Jim Rohn had an impact on me. 31 years ago a product had a positive impact on me. 31 years ago Jim Rohn taught the following Life Lessons to me.

May you enjoy & be inspired by this lesson. This wisdom is TIMELESS.

Sip it, take it in, work with it. And make your life more——WORTHWHILE.
Peace, Love and Gumbo! Marvin LeBlanc

Four Words That Make Life Worthwhile by Jim Rohn

Over the years, as I’ve sought out ideas, principles and strategies to
life’s challenges, I’ve come across four simple words that can make living
worthwhile.

First, life is worthwhile if you LEARN. What you don’t know will hurt you.
You have to have learning to exist, let alone succeed. Life is worthwhile if
you learn from your own experiences-negative or positive.

We learn to do it right by first sometimes doing it wrong. We call that a
positive negative. We also learn from other people’s experiences, both
positive and negative. I’ve always said that it is too bad failures don’t
give seminars. Obviously, we don’t want to pay them, so they aren’t usually
touring around giving seminars. But that information would be very valuable.
We would learn how someone who had it all, messed it up. Learning from other
people’s experiences and mistakes is valuable information because we can
learn what not to do without the pain of having tried and failed ourselves.

We learn by what we see, so pay attention. We learn by what we hear, so be a
good listener. Now, I do suggest that you should be a selective listener.
Don’t just let anybody dump into your mental factory. We learn from what we
read, so learn from every source. Learn from lectures. Learn from songs.
Learn from sermons. Learn from conversations with people who care. Always
keep learning.

Second, life is worthwhile if you TRY. You can’t just learn. Now you have to
try something to see if you can do it. Try to make a difference. Try to make
some progress. Try to learn a new skill. Try to learn a new sport. It
doesn’t mean you can do everything, but there are a lot of things you can do
if you just try. Try your best. Give it every effort. Why not go all out?

Third, life is worthwhile if you STAY. You have to stay from spring until
harvest. If you have signed up for the day or for the game or for the
project, see it through. Sometimes calamity comes; then it is worth wrapping
it up and that’s the end. But just don’t end in the middle. Maybe on the
next project you pass, but on this one, if you signed up, see it through.

And lastly, life is worthwhile if you CARE. If you care at all, you will get
some results. If you care enough, you can get incredible results. Care
enough to make a difference. Care enough to turn somebody around. Care
enough to start a new enterprise. Care enough to change it all. Care enough
to be the highest producer. Care enough to set some records. Care enough to
win.

Four powerful little words: learn, try, stay and care. What difference can
you make in your life today by putting these words to work?

Give the perfect “getting-started-in-life” gift to that special graduate.
With The New Graduate SUCCESS Package, you can share the extraordinary
achievement philosophies of the legendary Jim Rohn and SUCCESS magazine
publisher and best-selling author Darren Hardy. Get a FREE Bonus 12-issue
SUCCESS magazine subscription when you give the complete package! Click here now for complete details or to order!

Tags: Motivational, Customer Service, Small Business Sales Speaker, Small Business Leadership

Small Business Leadership: Bundle Tasks for Higher Productivity

Posted by Marvin LeBlanc

How to Bundle our Mental Activities Ensuring Higher Productivitymarvin LeBlanc productivity photo


If we dream of pursuing limitless opportunities and potential we must learn how to embrace the setting of boundaries. These guard against unwarranted interruptions to the tasks at hand and allow us to compartmentalize different aspects of our lives. This way you can attain the very best level of quality within each compartment.

What we are talking about is the importance of bundling our mental activities. There are a number of staple work interruptions that suck your time away, sap your energy and keep you day dreaming and away from the work at your desk.

These can be ‘drop-by’ visits from other employees, incoming phone calls (both internal and external), incessant internal emails between co-workers during work hours; and endless personal phone calls from the children and spouses of employees.

As an employer, you need to help them realize that when they are at work, they are there to work! It is not a case of just turning up and putting in the hours, half heartedly wasting away the day in order to collect the pay check at the end of the month. Hard work benefits everyone.

Work Hard and Play Hard!
I am of the view that you should work hard and then play hard. Away from work you should enjoy yourself to the fullest. Whether that is spending quiet time with your family and recharging your batteries, or going out and burning the candle at both ends. All I expect from my staff is that come work time they are fully prepared, both mentally and physically. Be presentable! Two pet peeves of mine are holes in jeans and the wet hair from a morning shower dripping onto an employee’s collar. Get yourself right mentally and the work value will follow.

At work turn up on time, work as hard as you can from minute one until the end of each day and ensure that you are adding value to the company!
That is one of the biggest truths you need to get through to your staff. Employees have to be educated that in order for them to make more money, they have to show the employer how they add more value to the company!
So, how can you do that? You can begin by compartmentalizing your work life and embracing the concept of ‘Living life by Appointment’.

An example of this is a company’s bills. Most businesses need to pay their bills every two weeks and allot an approximate time in order to complete this task accordingly.

The Key Points for an Allotted Session of Work:

  • Set an appointment with the people who need to be involved with the said task.
  • Show up on time and prepare your area (Keep the coffee away from important documents!).
  • Be mentally prepared to handle your portion of the task.
  • Notify all other team members (that are not involved with the appointment) that the meeting is going into session.

Once you have ‘Gone into Session’ there can be no interruptions unless of a critical nature and somebody is injured! In all seriousness, you have to set boundaries to all members of the session in order to focus their attentions and complete the task to a satisfactory level and on time.

In this example we are paying the bills. Here’s how it works:
  • Have the courage to restrict all small talk that is irrelevant to the appointment (There’s plenty of time for that on your lunch break).
  •  Do not accept walk in, or calls from other employees.
  • Set to the task at hand. We are in the appointment for an hour, so focus your efforts and energies on the task alone, and complete the paying of company bills.


A final point:

If you decide to take a walk, then go for a walk. Maybe take an Ipod to listen to some music, or stay alone with your thoughts. Don’t talk on your cell phone about work the entire time.

Equally, if you have arranged some quiet time in order to think out and process a problem, embrace that time. If you need to relax and evaluate your own spiritual connectedness with forces beyond the human element, take that time out.

If you have arranged a meeting with a client in a restaurant, REALLY BE THERE with them. Do not pick up your cell phone and interrupt the meeting.
The fact is that human beings do not multi-task efficiently. If you can compartmentalize your life you can produce the highest quality one moment at a time, one thought at a time. This way you produce your best work, your best thoughts and there will be no need for multi-tasking to finish projects that have been interrupted.

OBSERVE YOUR BEHAVIOR OVER THE NEXT 3 DAYS AND TRY TO ‘BE WHERE YOU ARE’. EVALUATE AND ASK YOURSELF ‘HOW AM I DOING?’

Peace, Love and Gumbo~

Marvin LeBlanc LUTCF, CNP

Tags: Small Business Leadership, Sales

Small Business Leadership: Use a Pre-Presentation Checklist

Posted by Marvin LeBlanc

Welcome Marvelous People!  This blog is from a guest blogger Myra Corrello. I hope you find it as useful as I did!

Peace, Love and Gumbo~ 

Marvin LeBlanc, LUTCF, CNP

This past weekend marked the start of summer travel season, many of you, like me, are making last-minute preparations for a trip. The most organized among us know that the whole preparation process can be greatly improved by using a packing checklist. From remembering an endless collection of technology adapters and chargers to the kid’s favorite snacks and toys, smooth traveling results from using a good preparation system.

Preparing to deliver a presentation involves similar logistical considerations and systematic steps.

In this month’s article, I'll share with you several items you may want to add into your pre-presentation checklist. Early and systematic planning will go a long way in enhancing your effectiveness on the Big Day.

Whether packing for your big trip or your next presentation, take a few minutes to m ake sure you’ve covered all your bases.

Happy and safe travels!

Use a Pre-Presentation Checklist to Enhance Your Success

Professional speakers never prepare for a presentation without a checklist. Neither should you.

There are so many details that go into great presentation delivery -- and most of them involve advance planning and communication. By using a checklist, you have a communication guide to help you team with the meeting host for a successful event. Advance planning is necessary in both content development and in logistical elements of delivery.

Today, let's look at some logistical elements that affect the success of your delivery.

Audience size. Ask the meeting planner for an estimated attendance at the beginning of discussions and continue to stay abreast of attendance changes till the day of the event. Audience size affects many logistical options and choices. For small groups, you have more flexibility to involve them in whole-group activities and discussions. Moving them around the room is also easier. You are also freer to roam among your audience in an intimate setting. For large audiences, you'll need to work harder to connect with everyone. It will also impact your choice of interactive activities and visual aids. checklist Marvin LeBlanc

Seating. In some situations, you'll be able to influence seating arrangements. In others, you’ll need to adapt to their pre-specified format. Ask whether there is flexibility. Seating arrangement impacts your ability to communicate with them and their ability to communicate with each other. For small groups where you are serving primarily as a facilitator, you will want to request either a U-shape (to facilitate whole-group discussion) or table rounds (for small-group interaction). Theatre-style seating accommodates more people but it limits your audience's ability to work together, comfortably take notes, and manage their materials. Consult your meeting planner early and use their feedback to help you make the best decisions.

Audience interaction. Getting your audience engaged and involved is critical to your success in any presentation. In the February 2011 issue of Simple Strategies I shared with you my 3-step formula to insure maximum audience learning: teach → apply → share. How can you build in a 3-step learning process in your situation? Audience size and room layout, among other variables, affect your option s. If you're facing a large audience, you'll want to consider polling strategies – anything from raised hands or standing to electronic polling devices. In large audiences, you can also use "pair-share" techniques -- having them work independently on their application and then sharing their results with a neighbor. You can also arrange for a second microphone to be able to float through the room via a facilitator -- or have a few people come to the front of the room to speak into your microphone. (Just make sure that you or the facilitator maintain complete control of the microphone to prevent anyone from grandstanding.) As mentioned earlier, a smaller audience gives you greater freedom to build in interactive activities. But remember that regardless of the size of the audience, audience interaction is a critical piece.

Visuals. While PowerPoint and other visual s oftware is considered standard for most business presentations, there are many situations where models, demonstrations, props and other visual aids still have relevancy. The old-fashioned flip chart or whiteboard is still a great way to capture audience input as long as audience size stays at 40 or under. Just remember that flip chart paper and other materials may be best managed with the help of an assistant -- which should be recruited before the presentation begins. Consider audience members in the back of the room. Will they be able to see your visual aid? Are there other options that could be more effective? Knowing your audience size and room layout are critical for making the right visual aid choices.

If you choose to use PowerPoint, make sure and pack extension cords, a multi-head ada ptor, and remote control. If possible, have a backup projector and laptop available. Load your presentation file onto the computer in advance. Don’t rely solely on one flash drive. Have a backup plan for every element.

Handouts. Determine in the early stages of planning whether you or the meeting planner will be responsible for duplication and distribution of handouts. While allowing the meeting planner to print handouts is a nice convenience it does require you to: 1) prepare your program and handouts early (giving them proper time) and 2) you do lose control over the quality of the handouts. Doing them yourself can be more expensive and, if you’re traveling, may involve shipping or working with an on-site duplicator. In return, you control the quality of the document -- which carries your name.

On each handout page, make sure to have a header and footer that provide your name, contact information, and any proprietary rights and restrictions. Documents are shared and passed around. You want anyone who gains access to the handout to be able to contact you for more information.

Video. Find out in advance if your presentation will be videotaped. In some cases, you might request that you be allowed to video the session. That video can give you important post-presentation quality feedback and excerpts might be helpful in promoting your work to others. In other cases, you might not want the session videoed but it's a requirement of the meeting planner. Rights and restrictions to the video are a negotiable item. Think carefully about what you want and need and be prepared to negotiate.

Sound. Always use a microphone!! Let me repe at, ALWAYS use a microphone. If you are speaking to 15 or more people, you need to use a microphone. I've sat through countless presentations where amateur speakers say, "I hate these things. You guys can hear me fine without it. Right?" It isn't a question of whether they can hear you (and many will struggle to and not speak up). It's a question of professionalism. When you raise your volume to project without a microphone your voice quality suffers. You lose richness and depth. You sound flat. Don't do it.

Are microphones intimidating and restrictive? Sometimes. Practice with them and work with the meeting planner to make sure you have a microphone that meets your needs (i.e. wireless, lapel, hand-held). Many speakers carry their own to insure proper quality and compatibility with their needs.

Speaker introduction. Take time to prepare a proper 1.5 to 2-minute speaker introduction and share it with your meeting planner/intro ducer in advance AND bring a printed copy to the session (they often forget to bring it).

Your introduction is critical for establishing credibility and building anticipation for your program. Don't make the most common mistake of treating your introduction like a bio. While a bit of biographical information is important, it should only be elements that are relevant to the current presentation. As much as 70% of the speaker introduction should focus instead on "wetting the appetite" of your audience for the program.

Make sure your introduction is limited to one printed page, double-spaced, and 14 font size. Ask the meeting planner to please follow the script as closely as possible.

Contact information. Get emails and cell phone numbers for everyone: the meeting planner, the banquet manager, etc. Last-minute communication needs always arise. Have numbers at your fingertips at all times.

Early planning, preparati on, and communication will not only help your Big Day go more smoothly, it sets an important tone of professionalism between you and the meeting planner. A successful team effort will likely result in repeat speaking invitations -- a win-win for all.

Dr. Myra Corrello helps entrepreneurs, executives, and subject-matter-experts craft presentations to increase revenue, secure investors, build PR, or enhance overall effectiveness. She offers presentation-skills support through coaching, consulting, on-site training, webinars, and downloadable self-study resources.  Find out more at:  www.PresentationsForResults.com or contact Myra at (504) 899-8660 or by email:  Myra@PresentationsForResults.com.

Tags: Small Business Tips, Business Leadership, Small Business Leadership

Motivational Speaker: When Spouses Have Different Religious Beliefs

Posted by Marvin LeBlanc

Hello Marvelous Readers: what observations might you offer to the writer of this article?Marvin LeBlanc religious views

Usually I don’t write about religion or martial relationships, but usually stick with more mundane topics, diet, exercise, type-2- diabetes, and Internet marketing since these involve my personal and professional passions. This week I visited an old friend, and we started talking about family holiday traditions. I told her about how our family goes shopping together on December 24 at a local mall, come home, wrap presents, and then open them on December 25 as a family. This year though my wife added a Chanukah dinner to the mix, as over the years my religious belief has shifted and while I am not Jewish I consider my beliefs and thoughts about God do fit with Judaism. If you were to press me on “what I am” in regards to religion I would describe myself as a Noahide (Google it.)

As the conversation evolved my friend went to say that she isn’t religious having never been exposed to it growing-up, but her husband is Roman Catholic and attends church weekly bringing their kids while she stays home. The thing that bothers her is that her husband thinks that she is going to HELL because of her lack of faith. I know from previous conversations that my wife is concerned about my eternal salvation since I no longer consider myself a Christian, and she has had to wrestle with this issue but recently she did say to me that she does not believe I am going to HELL, and that we will be together in the world to come even though this flies in the face of Christian belief.

Since my religious journey began in 2006 the thought of my wife thinking I was going to HELL bothered me, but I was able to reconcile that with my learning, new beliefs, and finally came to the spiritual knowledge that God sent me on my journey, and I am willing to accept my learning’s as they come to me. However, in speaking with my friend this week and other friends who no longer share the same beliefs as their spouse this is a real issue when one spouse thinks the other is going to HELL.

Personally I know at some level for the non-believing spouse it does bother them that their spouse thinks they are going to HELL, and at some level the believing spouse is bothered that their spouse does not believe like they used to or maybe never did believe. In the beginning of my journey my wife and I had very personal arguments about religion, and while it will never be 100% solved we have found our relationship is more important than religious belief.  Now the conversations are much more from a position of understanding and concern since we are raising two daughters in a religious belief that Daddy no longer believes. While the older child remembers Daddy at church the younger will grow-up as this being her normal.

The way I see it is how do we as parents demonstrate to our children tolerance for each other’s beliefs while at the same time allowing our girls to have their religious journey? And most importantly let their journey be their own just like their parents’ journey was? Because now as our daughter learns about salvation she worries about her Dad, so how do we reassure her that I will be alright but not ruin her faith in the process? I only wish there was a guide on such matters, but there isn’t and we are left to chart our own course. While the journey is not without incident, I think as a spousal team and parents we are doing a pretty good job explaining these issues to our family.

Written by Brad Heutmaker.  You can follow Brad's Mission to Help America Overcome Obesity and Type 2 Diabetes on his website http://www.bradheutmaker.com/

Peace Love and Gumbo~

Marvin LeBlanc

Tags: Motivational, Guest Blogs

Small Business Leadership: Home Priced Insurance

Posted by Marvin LeBlanc

Could Home-Priced Insurance be a Contrarian Indicator?

SmartMoney ran an interesting article this past week on insuring against a
drop in home prices. In short, the article focused on how underdeveloped the
market for hedging and insuring against falling home prices is and how it is
starting to develop.

Marvin LeBlanc home insurance Up until recently, the only way to insure a home against falling prices was
to buy futures contracts on home prices in 10 metropolitan areas, including
Boston , Miami , and Las Vegas . Of course, if you didn’t live in one of the
10 metropolitan areas, you won’t be perfectly insured. If you lived in Reno
and bought futures contracts based on home sales falling in Las Vegas , you
could still lose if Las Vegas home prices rose while Reno home prices fell.

Today, firms are beginning to sprout around the country offering direct
insurance for local markets. One, Home Headquarters, a nonprofit, sells
insurance at a cost of 1.5 percent of the home’s value for homes located in
Syracuse , New York . More firms are set to enter the market this year.

This tells us something: new products (and articles about them) tend to
proliferate toward the end of a strong trend – either down or up. Perhaps
this latest data point on insuring against falling home prices, combined
with all the other negative data points on housing, is a sign the end is
near in a good way.

Peace, Love and Gumbo

Marvin LeBlanc,

Tags: Insurance Education